How HyperFX works.Let's Pop The Hood.

Take a look at the engine behind HyperFX—from syncing and organizing your transactions to uncovering the insights that help you keep more of your money.

You spend money

Every swipe, bill, and transfer becomes a transaction—one small piece of your financial story.

Your bank keeps records

Your statements capture the merchant, amount, date, and account behind every transaction.

Card purchase

Debit: −$42.18

Payroll deposit

Credit: +$3,200.00

Utility payment

Debit: −$128.46

Enter HyperFX

Connect as many bank accounts as you use. HyperFX syncs their transactions into one organized view.

Maverik

−$5.92

Publix

−$269.18

City of Coos Bay

−$93.10

Automated Budgets

HyperFX analyzes every transaction and automatically sorts it into the budget category that best matches the purchase.

Utilities

$2260.00

Sep 2 – Oct 1

Groceries

$1351.25

Sep 2 – Oct 1

Eating Out

$122.35

Sep 2 – Oct 1

Fine Grained Control

Create rules for merchants, amounts, or descriptions so future transactions always land in the right budget.

Assign Water And Ice to Groceries

Groceries

src:water and ice by su 5499 gilbert

Assign QuikTrip to Gas Station Snacks

Gas Station Snacks

src:QuikTrip | <$20.00

Assign Circle K to Gas Station Snacks

Gas Station Snacks

src:Circle K | <$20.00

Recurring Payments

HyperFX recognizes repeating charges, estimates their cadence, and shows when each payment is expected again.

Hulu

Monthly · 95% confidence

−$20.57

Last charged
Next expected
Active

Envelope Budgeting

Set a spending limit for any budget. HyperFX tracks your pace and warns you when you're drifting off target.

Eating Out

Limit
$122.35
Spent this month
$46.37

62% left

Hyper Intelligence

HyperFX turns your organized transaction history into a financial model that powers cash-flow views, trends, breakdowns, and personalized actions.

Cash Flow

See how your total spending flows across categories and where the largest share of your money goes.

Cash Position

Track your available cash over time to see how income, bills, and everyday spending affect your balance.

Budget Breakdown

Compare category totals at a glance to see which budgets account for the biggest share of your spending.

AI Actions

HyperFX turns patterns in your data into timely, specific actions that help you stay on budget and improve month after month.

A four-layer neural network carries signals from financial inputs through pattern recognition and reasoning to actionable insights.
Spending categories:
  • Shopping: $2,396
  • Housing: $2,260
  • Amazon: $2,127
  • Donation: $2,018
  • Eating Out: $1,740
  • Cars: $1,703
  • Groceries: $1,500
  • Loan Payments: $1,200
  • Healthcare: $900
  • Government Fees: $700
  • Entertainment: $650
  • Gas: $550
  • Travel: $480
  • Transfer Out: $400
  • Payment Transfer: $350
  • General Services: $300
  • Gas Station Snacks: $250
  • Utilities: $200
  • Personal Care: $150
  • Other: $100
Total spent$12,946.81

Be mindful of Groceries

At the current pace, Groceries is projected to reach $1,736.50, about $236.50 over its $1,500.00 limit. Keep the remaining $442.50 to about $203.08 per week to stay on target.

23.83% used20.23% of month elapsed