Your money tells a story.Write your next chapter.

HyperFX

A personal finance and budgeting app that brings your connected accounts, spending history, and strategy together in one clear view.

You spend money

Every swipe, bill, and transfer becomes a transaction—one small piece of your financial story.

Your bank keeps records

Your statements capture the merchant, amount, date, and account behind every transaction.

Card purchase

Debit: −$42.18

Payroll deposit

Credit: +$3,200.00

Utility payment

Debit: −$128.46

Enter HyperFX

Connect as many bank accounts as you use. HyperFX syncs their transactions into one organized view.

Maverik

−$5.92

Publix

−$269.18

City of Coos Bay

−$93.10

Automated Budgets

HyperFX analyzes every transaction and automatically sorts it into the budget category that best matches the purchase.

Utilities

$2260.00

Sep 2 – Oct 1

Groceries

$1351.25

Sep 2 – Oct 1

Eating Out

$122.35

Sep 2 – Oct 1

Fine Grained Control

Create rules for merchants, amounts, or descriptions so future transactions always land in the right budget.

Assign Water And Ice to Groceries

Groceries

src:water and ice by su 5499 gilbert

Assign QuikTrip to Gas Station Snacks

Gas Station Snacks

src:QuikTrip | <$20.00

Assign Circle K to Gas Station Snacks

Gas Station Snacks

src:Circle K | <$20.00

Recurring Payments

HyperFX recognizes repeating charges, estimates their cadence, and shows when each payment is expected again.

Hulu

Monthly · 95% confidence

−$20.57

Last charged
Next expected
Active

Envelope Budgeting

Set a spending limit for any budget. HyperFX tracks your pace and warns you when you're drifting off target.

Eating Out

Limit
$122.35
Spent this month
$46.37

62% left

Hyper Intelligence

HyperFX turns your organized transaction history into a financial model that powers cash-flow views, trends, breakdowns, and personalized actions.

Cash Flow

See how your total spending flows across categories and where the largest share of your money goes.

Cash Position

Track your available cash over time to see how income, bills, and everyday spending affect your balance.

Budget Breakdown

Compare category totals at a glance to see which budgets account for the biggest share of your spending.

AI Actions

HyperFX turns patterns in your data into timely, specific actions that help you stay on budget and improve month after month.

A four-layer neural network carries signals from financial inputs through pattern recognition and reasoning to actionable insights.
Spending categories:
  • Shopping: $2,396
  • Housing: $2,260
  • Amazon: $2,127
  • Donation: $2,018
  • Eating Out: $1,740
  • Cars: $1,703
  • Groceries: $1,500
  • Loan Payments: $1,200
  • Healthcare: $900
  • Government Fees: $700
  • Entertainment: $650
  • Gas: $550
  • Travel: $480
  • Transfer Out: $400
  • Payment Transfer: $350
  • General Services: $300
  • Gas Station Snacks: $250
  • Utilities: $200
  • Personal Care: $150
  • Other: $100
Total spent$12,946.81

Be mindful of Groceries

At the current pace, Groceries is projected to reach $1,736.50, about $236.50 over its $1,500.00 limit. Keep the remaining $442.50 to about $203.08 per week to stay on target.

23.83% used20.23% of month elapsed

Security & privacy

Your financial life is personal. We treat it that way.

HyperFX does not sell or share your financial transaction data with data brokers.

Explore our security approachPrivacy policy

  • Connected through Plaid

    Bank authentication happens through the financial connection flow. HyperFX doesn’t need your online-banking password.

  • Safeguards by design

    Administrative, technical, and organizational safeguards are designed to protect your information.

  • Your data, your choices

    Disconnect financial accounts, revoke supported permissions, or request account and data deletion.

Simple pricing

Choose how you pay.

One complete HyperFX experience. Pay monthly for flexibility or yearly to save.

Monthly

$10/ month

Billed monthly. Cancel anytime.

Full access to HyperFX with simple month-to-month billing.

Yearly

Save $20
$100/ year

$8.33 per month, billed annually.

The same complete HyperFX experience for less over the year.

Included with either plan

  • Connect your financial accounts
  • Automatically sync transactions
  • Build flexible budgets
  • Track recurring payments

Both plans include the same features. The only difference is how often you're billed.

Change the narrative.

Build better habits, find more opportunities to save, and take the driver's seat with HyperFX.